EWA is a professional development platform created by industry experts to help loan officers grow their business through partnerships with financial advisors and a deeper understanding of home equity in retirement planning.

The bundle includes our flagship Advisor Advantage Certified Masterclass, HECM Foundations Certified Course, Dream Big, Plan Smart business planning workshop, Weekly Live Ask the Advisor sessions. 3 Custom Case Design Sessions, the Time to Think Business Development Library, and access to the EWA community. And there's more to come throughout the year!  Together, these tools provide a complete roadmap for consistent, scalable growth. 

Not at all. While reverse mortgages are an important part of the strategy, the training helps all loan officers build relationships with financial professionals and integrate home equity solutions into broader client conversations.

Yes. Your membership includes weekly live group coaching and access to the EWA community, where you can ask questions, share wins, and collaborate with peers and industry leaders.

Each course is self paced, designed for you to consume the content where, when, and how you'd like to engage. Most loan officers complete the first several courses within a few weeks and continue to study the material, expand knowledge, and actively participate in the community. 

Through this exclusive partnership, Rate loan officers gain discounted access to EWA courses, tools, and community resources that have helped hundreds of professionals increase production, profitability, and confidence in expanding their business.

Yes!  When you register for the Mastery Bundle and complete the EWA Participation Agreement, Rate will be notified and you'll be set up for direct payroll deduction. 

EWA doesn’t just teach worn out sales tactics it's design to make you think differently, approach lending differently, and engage with partners strategically.  Created by long time advisors, you’ll learn how to become the loan officer financial professionals trust, use proven tools to start meaningful conversations, and position yourself as a long-term partner in client success.